The Hidden Costs of Hiring an Unlicensed Contractor in Florida
From remodeling kitchens to building additions, Florida homeowners often look for ways to save on construction costs. Unfortunately, one of the biggest mistakes is hiring an unlicensed contractor. While the price might seem attractive upfront, the risks can lead to devastating financial and legal consequences.
At St. Johns Law Group—St. Augustine’s Largest Law Firm—our 12 attorneys with more than 265 years of combined experience help property owners protect their rights when contractor licensing and liability disputes arise. We take pride in being Dedicated and Responsive®, guiding clients through some of the toughest construction law problems.
What Can Go Wrong with an Unlicensed Contractor?
Hiring an unlicensed contractor may expose you to:
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Defective or unsafe work: Unlicensed contractors often cut corners, leading to code violations, water damage, or structural failures.
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No legal recourse for payment: Under Florida law, unlicensed contractors cannot enforce contracts in court—but you may still be stuck with the consequences of their work.
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Liability for damages: Homeowners may be left paying to repair or replace defective work out of pocket.
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No insurance coverage: Many insurance policies exclude coverage for damages caused by unlicensed contractors.
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Criminal penalties for contractors: Hiring an unlicensed contractor doesn’t shield them—or sometimes you—from legal consequences.
Florida Law Protects Homeowners
Florida statutes make it clear: contracts with unlicensed contractors are unenforceable. Property owners may:
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Void the contract.
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Seek damages for substandard work.
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Defend against improper construction liens.
Learn more on our Contractor Licensing & Liability in Florida page.
How to Verify a Contractor’s License
Before hiring a contractor:
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Check DBPR records: Florida’s Department of Business and Professional Regulation offers a license lookup.
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Request proof of insurance: Ensure liability and workers’ compensation coverage is valid.
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Confirm references and permits: Licensed contractors can pull building permits and provide references.
Attorney Shaun Saliba can help you verify your contractor and review the construction contract before you sign.
When to Contact a Construction Attorney
If you have already hired an unlicensed contractor and are facing defective work, unpaid subcontractors, or threats of liens, you need experienced legal counsel. At St. Johns Law Group, we handle:
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Construction defect claims (Construction Contract, Defect & Builder Law)
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Breach of contract and payment disputes (Breach of Contract & Payment Disputes)
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Defending against improper liens (Construction Liens & Payment Disputes)
Why Choose St. Johns Law Group?
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12 attorneys with 265 years of combined experience
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Expertise in construction law disputes throughout Northeast Florida
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Representing both homeowners and contractors
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Dedicated and Responsive® client service
Contact Our Construction Law Team
If you are dealing with issues related to an unlicensed contractor in Florida, don’t wait until the damage worsens. Contact St. Johns Law Group for a consultation today.